Make Your Golden Years a Little More Golden

Saving for and Enjoying Retirement

Whether you are saving and planning for retirement or receiving income from your savings and enjoying retirement, Commerce Financial Advisors can help.

For most people, saving for retirement means investing money into an IRA (individual retirement arrangement), annuity, or an employee-sponsored plan like a 401(k). These accounts help you grow money while offering potential tax breaks to ensure the maximum benefit once you reach retirement age.

You should also consider additional savings, even if you are contributing to a 401(k)or other plan at work. A Commerce Financial Advisor can help you explore which approach fits well with your plan.

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Securities and Advisory services provided through Commerce Brokerage Services, Inc., member FINRA, SIPC, and a registered investment advisor. Insurance products are offered through Commerce Insurance Services, Inc. Both entities are subsidiaries of Commerce Bank.

Investments in securities and insurance products are Not FDIC insured; Not Bank-Guaranteed and May Lose Value.

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