Managed Accounts: Commerce Horizons®

Commerce Horizons®, a fee-based professional money management program, simplifies the process of selecting and managing a diversified securities portfolio. With Commerce Horizons, investing is more than a purchase – it is a disciplined investment process based on your financial needs and preferences.

With our Commerce Horizons® program, we work with you to:

  • Develop a personalized analysis of your current portfolio

  • Create an investment strategy that includes your total financial assets, investment objectives, and needs

  • Implement the strategy using quantitative and qualitative analysis to select high-quality investments that are diversified to optimize performance while minimizing risk

  • Identify taxable and tax-deferred investments to help increase your potential for growth and meet your long-term and short-term goals

  • Regularly review your investments to maintain an optimal portfolio based on strategic asset allocation and your unique investment situation

  • Provide you with in-depth performance reporting

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PLUS, THERE ARE NO TRANSACTION FEES OR COMMISSION COSTS.

Commerce Horizons® programs

With three Commerce Horizons® programs available there is one designed to complement your needs, preferences, and objectives. Each of these programs controls risk by spreading exposure across a range of asset classes — long-term growth, growth and income, international, specific industry sectors, and bonds. The specific asset allocation over these different types of investments, of course, all depends on your personal investment goals, time horizon, and risk tolerance.

Fund Manager Account

  • Invest in mutual funds and exchange-traded funds (ETFs)

  • Automatic rebalancing

Portfolio Manager Account

  • Invest in separate account managers, mutual funds, and ETFs

  • Automatic rebalancing

  • Tax management opportunities and the opportunity to recognize specific gains or losses in portfolio

Investment Manager Account

  • Invest in separate account managers 

  • Access to top money managers

  • Customized portfolio of stocks and/or bonds

  • Greater control over managing taxable events

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Get Started Today

Request More Information about Commerce Horizons.

Locate a Financial Advisor

For more information regarding Commerce Financial Advisors Investment Adviser:

Download Form ADV Part 2A Appendix 1 
Disclosures:
 

Commerce Financial Advisors does not provide tax advice or legal advice to customers. Consult a tax specialist regarding tax implications related to any product and specific financial situations.

† To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

Securities and Advisory services provided through Commerce Brokerage Services, Inc., member FINRA, SIPC, and a registered investment advisor. Insurance products are offered through Commerce Insurance Services, Inc. Both entities are subsidiaries of Commerce Bank.

Investments in securities and insurance products are Not FDIC insured; Not Bank-Guaranteed and May Lose Value.

This site is not intended for use by, or to provide any information to, investors in any state where Commerce Brokerage Services, Inc. is not registered or in any jurisdiction outside the United States of America where such use would be prohibited or otherwise regulated. Nothing on this web site shall be considered a solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.