Commerce Financial Advisors

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Retirement

2023 Outlook

As the new year dawns, we find the global economic and investment environment surrounded by...

Year-end Review Checklist

No matter how wealthy you are, you want to be prepared for routine year-end conversations with...

5 Benefits of an Organized Financial Life

Money problems impact our lives everyday — some through no fault of our own. Perhaps you were a...

How to Approach Your Year-end Tax Review

It’s a fact of life: We have to pay taxes on our income. And no one — regardless of how much money...

How to Handle the Scamming of Elderly Loved Ones

Scamming elderly, disabled, and unsuspecting adults out of their money can happen anywhere — in...

A Trusted Contact Can Help Protect Your Money

There are a number of ways financial institutions strive to safeguard your hard-earned money. One...

Slobalization Podcast

We’ve launched a new podcast, Conversations with Commerce Trust. Our first episode explores the...

Tax implications of the Inflation Reduction Act

In August, President Joe Biden signed the Inflation Reduction Act (the Act), a sweeping $750...

The Juggling Act of Saving for Retirement and College

  Saving for college shouldn’t cause you to stress out about your retirement. But if you’re in the...

Consider Gifting Education as a Wealth Strategy

There’s no denying a college education comes with a hefty price tag. Over the past 30 years (after...

Is a Second Home In Your Future?

You’ve found your perfect getaway spot to spend your weekends, summer vacations, holidays and...

2022 Midyear Outlook

The global economic and investment landscape looks much more uncertain than it did at the start of...

How Much Should You Leave to Your Heirs?

It’s no secret generations of Americans have spent most of their adult lives earning, saving,...

Banking Strategies to Consider for Legacy Planning

“Timing is everything.” You’ve said it yourself. And where legacy planning is concerned, there’s no...

How to Know When It’s Time for a Family Meeting

No one likes unwelcome surprises. Yet when it comes to talking with family members about protecting...

What’s the Right Strategy for Exiting Your Business?

When you hear the term “exit strategy,” your first thought might be it’s a way to end your...

Generating and Protecting Your Income in Retirement

Throughout your adult life, you’ve worked hard and saved diligently for your retirement. Now that...

How Long Should I Keep My Tax Records?

Is the financial paperwork piling up at your house? Despite the inconvenience, the truth is that...

Move to a New State? Time to Update Your Estate Plan

Perhaps you’re one of the millions of individuals who moved to another state in the past year. If...

Identity Protection PINs Are Worth the Hassle

IRS opens the season for IP PINs...

How to Adjust to an Unplanned Resignation or Retirement

Employers have a lot to contend with these days, especially when it comes to retaining employees...

Inflation Not a Friend to Bond Investors

For nearly a decade we have grown accustomed to the idea that inflation was off the table as a...

2022 Outlook Podcasts

Looking for more insight into our 2022 Outlook? Listen to our senior investment team in these...

Three Ways to Access Money from Your Home

Do you have a major expense coming up in the near future? If you don’t have the cash on hand to...

2022 Outlook

2022 looks to be a year of economic transition. We anticipate that we will move from a...

2021 Midyear Outlook

Our 11-page edition 2021 Midyear Outlook Report entitled, “Open for Business”, provides economic...

HALT! WHO GOES THERE? IRS EXPANDS IDENTITY PINS PROTECTION TO ALL TAXPAYERS

In the race to stay ahead of online identify thieves attempting fraudulent computer hacks during...

AM I A "GROWTH" OR VALUE INVESTOR

Each new year affords us a chance to revisit investing concepts that we can often lose sight of or...

2021 Market Outlook

One thing perhaps we can all agree upon as 2020 comes to a close is that not many of us will miss...

Secure Act Impacts Retirees and Savers

The president signed into law late last year the SECURE Act, which stands for “Setting Every...

Breaking Down the Choice of Lump-Sum vs Pension Retirement Option

Commerce Trust Company  Senior Financial Planner David Stubblefield, CFP ®, CDFA TM, has...