Communicating Your Legacy With Family Meetings
Identifying and documenting your personal and financial goals down to the last detail is a major...
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Retirement
Explore Ways to Generate and Protect Retirement Income
Throughout your adult life, you’ve worked hard and saved diligently for your retirement. Now that...
Do Couples Envision the Same Retirement?
Throughout your marriage, you and your spouse or partner have likely talked — and reached decisions...
How Secure Act 2.0 Can Help You Save More for Retirement
For investors of all ages, saving for retirement is one of the most important, and sometimes...
Understanding the Roth IRA“Five-Year Rule”
The Roth IRA is a unique investment vehicle that offers significant tax advantages for long-term...
2023 Outlook
As the new year dawns, we find the global economic and investment environment surrounded by...
Year-end Review Checklist
No matter how wealthy you are, you want to be prepared for routine year-end conversations with...
5 Benefits of an Organized Financial Life
Money problems impact our lives everyday — some through no fault of our own. Perhaps you were a...
How to Approach Your Year-end Tax Review
It’s a fact of life: We have to pay taxes on our income. And no one — regardless of how much money...
How to Handle the Scamming of Elderly Loved Ones
Scamming elderly, disabled, and unsuspecting adults out of their money can happen anywhere — in...
A Trusted Contact Can Help Protect Your Money
There are a number of ways financial institutions strive to safeguard your hard-earned money. One...
Slobalization Podcast
We’ve launched a new podcast, Conversations with Commerce Trust. Our first episode explores the...
Tax implications of the Inflation Reduction Act
In August, President Joe Biden signed the Inflation Reduction Act (the Act), a sweeping $750...
The Juggling Act of Saving for Retirement and College
Saving for college shouldn’t cause you to stress out about your retirement. But if you’re in the...
Consider Gifting Education as a Wealth Strategy
There’s no denying a college education comes with a hefty price tag. Over the past 30 years (after...
Is a Second Home In Your Future?
You’ve found your perfect getaway spot to spend your weekends, summer vacations, holidays and...
2022 Midyear Outlook
The global economic and investment landscape looks much more uncertain than it did at the start of...
Banking Strategies to Consider for Legacy Planning
“Timing is everything.” You’ve said it yourself. And where legacy planning is concerned, there’s no...
How to Know When It’s Time for a Family Meeting
No one likes unwelcome surprises. Yet when it comes to talking with family members about protecting...
What’s the Right Strategy for Exiting Your Business?
When you hear the term “exit strategy,” your first thought might be it’s a way to end your...
Generating and Protecting Your Income in Retirement
Throughout your adult life, you’ve worked hard and saved diligently for your retirement. Now that...
How Long Should I Keep My Tax Records?
Is the financial paperwork piling up at your house? Despite the inconvenience, the truth is that...
Move to a New State? Time to Update Your Estate Plan
Perhaps you’re one of the millions of individuals who moved to another state in the past year. If...
Identity Protection PINs Are Worth the Hassle
IRS opens the season for IP PINs...
How to Adjust to an Unplanned Resignation or Retirement
Employers have a lot to contend with these days, especially when it comes to retaining employees...
Inflation Not a Friend to Bond Investors
For nearly a decade we have grown accustomed to the idea that inflation was off the table as a...
2022 Outlook Podcasts
Looking for more insight into our 2022 Outlook? Listen to our senior investment team in these...
Three Ways to Access Money from Your Home
Do you have a major expense coming up in the near future? If you don’t have the cash on hand to...
2022 Outlook
2022 looks to be a year of economic transition. We anticipate that we will move from a...
2021 Midyear Outlook
Our 11-page edition 2021 Midyear Outlook Report entitled, “Open for Business”, provides economic...
HALT! WHO GOES THERE? IRS EXPANDS IDENTITY PINS PROTECTION TO ALL TAXPAYERS
In the race to stay ahead of online identify thieves attempting fraudulent computer hacks during...
AM I A "GROWTH" OR VALUE INVESTOR
Each new year affords us a chance to revisit investing concepts that we can often lose sight of or...
2021 Market Outlook
One thing perhaps we can all agree upon as 2020 comes to a close is that not many of us will miss...
Secure Act Impacts Retirees and Savers
The president signed into law late last year the SECURE Act, which stands for “Setting Every...
Breaking Down the Choice of Lump-Sum vs Pension Retirement Option
Commerce Trust Company
Senior Financial Planner David Stubblefield, CFP
®, CDFA
TM, has...